![]() $25 for the first year, after that $35 annually Savings Secured Platinum Rewards Credit CardĪpplied Bank® Secured Visa® Gold Preferred® Credit Cardįirst Latitude Platinum Mastercard® Secured Credit Card Here are 2023's best secured credit cards: RankĬapital One Quicksilver Secured Cash Rewards Credit Card ![]() Compare features of the top secured cards, then simply click on your card of choice to visit its online application. Below is a summary table that makes it much easier. Finding the right secured card, however, can be tricky. Secured credit cards are a great way for those with a limited or bad credit history to improve their credit through responsible use. Must be a member of Navy Federal Credit Union to qualify.Then, at 6 months, we’ll review your account monthly to see if you’re eligible to have your hold removed and be upgraded to a cashRewards unsecured card. If you qualify, we’ll provide you with additional credit to allow for spending beyond your deposit. After just 3 months, you could be eligible for an upgrade.No annual fees, no balance transfer fees, no foreign transaction fees, and no cash advance fees.As you use your card, you’ll earn rewards just like any other credit card, while also earning dividends on your deposit-just like any other savings account. If approved, we’ll hold your deposit in your account as your card’s credit limit. Deposit at least $200 into your membership savings account (before submitting your application) to back your spending.Earn 1X points per dollar spent with no limit on the amount of rewards you can earn rewards expire after 4 years.
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